The advisors at Creative Wealth Planning are experts in Group Medical Insurance and Employee Benefits. With long-standing carrier relationships and extensive knowledge of the insurance marketplace, our advisors will give you clear options and sound advice.

LONG-TERM CARE INSURANCE (LTC)

Long-Term Care Insurance coverage can be used for nursing home care, home health care, and personal or adult day care for individuals. There are many options in LTC insurance so a careful evaluation of your needs is vital.

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USING LONG-TERM CARE TO PROTECT YOUR RETIREMENT
There are many retirement planning options available today, but it's very important to remember that retirement income must cover all future expenses - daily life expenses plus any medical care or services. A Long-Term Care Insurance policy can ensure the ability to pay for those services, helping ones retirement income stretch further. This strategy is suited for: 
  • People who want to make their retirement income last as long as possible
  • People concerned about their retirement income running out and having to reply on Medicaid for their long-term care needs
  • Couples who may have different care needs
Instead of relying on the government / Medicaid, or self-funding long-term services from retirement funds and savings accounts, secure the future with Long-Term Care Insurance.
THE REAL NEED FOR LONG-TERM CARE
Health care for the aging population continues to be a prominent concern among future retirees. As more people live longer with chronic conditions, the demand for long-term care services will rise dramatically. In fact, an estimated 70 percent of Americans who reach age 65 will need some form of long-term care service and support. While many will be cared for by family and friends, millions of others will rely on professional care either at home or in long-term care facilities. The question that you may be asking yourself is, "Am I financially prepared for the ongoing expenses associated with this care if I need it?" >READ FULL ARTICLE

LONG TERM CARE INSURANCE ​CARRIERS WE WORK WITH:
Privacy and Security: At Creative Wealth Planning, our customers are our number one priority. We respect the personal information of our customers and work hard to keep it secure and private by consistently reviewing and monitoring our practices. An important component of our policies includes protecting all nonpublic personal information (NPI), collected through the application process or transactions with our customers. This includes data such as names, addresses, driving history and credit information. Our use of NPI is limited to supporting our customers' insurance product needs and to servicing policies and claims.