ADDITIONAL SERVICES

The advisors at Creative Wealth Planning are experts in Group Medical Insurance and Employee Benefits. With long-standing carrier relationships and extensive knowledge of the insurance marketplace, our advisors will give you clear options and sound advice.

LONG-TERM CARE INSURANCE (LTC)

Insurance coverage for nursing home care, home health care, personal or adult day care for individuals. There are many options in LTC insurance so a careful evaluation of your needs is vital.

MEDICARE SUPPLEMENT INSURANCE

Insurance coverage to supplement basic Medicare coverage. There are several MediGap plans, all provided by private insurance companies, but not all plans are available in every state.

MEDICARE ADVANTAGE PLAN

Insurance that provides Medicare Part A and Part B benefits through a private company that contracts with Medicare.

FLEXIBLE SPENDING ARRANGEMENT (FSA)

An agreement between employee and employer that allows a fixed amount of an employee’s pre-tax wages to be set aside for qualified expenses which may include child care or uncovered medical expenses. All unused dollars in the account at year-end are lost if not spent.

HEALTH SAVINGS ACCOUNT (HSA)

A type of savings account created for individuals who are covered under high-deductible health plans (HDHPs) to save for medical expenses that are not covered under the plan.

TRANSIT & PARKING BENEFIT

A fringe benefit offered by some employers to their employees to cover expenses related to transit and parking.

DEPENDENT CARE INSURANCE

A benefit offered by some employers to their employees to cover the care of children or other dependents.

WE OFFER THE FOLLOWING EMPLOYEE BENEFIT PRODUCTS:

Group Medical Insurance
Prescription Drug
Dental
Vision
Life / AD&D
Short Term Disability
Long Term Disability
Long Term Care
Key Man Insurance
Qualified Retirement Plans
Deferred Compensation
Executive Life / Disability
Voluntary Benefits
​Flexible Spending Accounts
Privacy and Security: At Creative Wealth Planning, our customers are our number one priority. We respect the personal information of our customers and work hard to keep it secure and private by consistently reviewing and monitoring our practices. An important component of our policies includes protecting all nonpublic personal information (NPI), collected through the application process or transactions with our customers. This includes data such as names, addresses, driving history and credit information. Our use of NPI is limited to supporting our customers' insurance product needs and to servicing policies and claims.